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Personal Savings Accounts

Savings, Money Market, and CD accounts designed with you in mind...

Savings Accounts

Florida Community Bank is committed to providing world-class customer service and products uniquely tailored to help you achieve your financial goals—whatever they may be. Whether you’re saving for a new car, to send your kids to college, or for that dream vacation you finally have the time for, we offer a trifecta of savings accounts that are perfect for your current stage in life. Read on to learn more about our Pinnacle, Essential, and ECO Savings accounts, along with their incredible benefits!

  Pinnacle Savings Essential Savings ECO Savings
Account Name

Pinnacle Savings1

Essential Savings1 ECO Savings1


About this Account


The Pinnacle Savings account accompanies the Pinnacle Checking account and is designed for customers who desire a tiered market rate of return on their money.

The Essential Savings account accompanies the Essential Checking and is designed for customers who want to earn interest on their higher balances.

The ECO Savings account accompanies the ECO Checking account and is designed for high school, college, and trade school students who want to start their first savings plan.


Minimum Opening Deposit


$100 or more


$100 or more


$100 or more

Quarterly Maintenance Fee

$3

No fee when you maintain a minimum average daily balance of $50


NONE

NONE

Account Requirements


Must maintain a Pinnacle Checking account to be eligible


Must maintain an Essential Checking account to be eligible


Must maintain an ECO Checking account to be eligible


Minimum Average Daily Balance Requirement
$50 NONE NONE

Earns Interest


YES

Interest compounded and credited quarterly


YES

Interest compounded and credited quarterly


YES

Interest compounded and credited quarterly

 

MONEY MARKET ACCOUNTS

Take advantage of your higher balances and make your money work harder with an FCB Money Market account. In addition to our trifecta of savings accounts - Pinnacle, Essential, and ECO - we also offer Personal and Personal High Yield Money Market accounts. You’ll enjoy the flexibility and access to funds these accounts offer, along with a tiered market rate of return on your money!

Account Name

Pinnacle Money Market2

Essential Money Market2 ECO Money Market2


Minimum Opening Deposit


$2,500 or more


$1,000 or more


$500 or more

Monthly Maintenance Fee

$12

No fee when you maintain a minimum average daily balance of $2,500


$10

No fee when you maintain a minimum average daily balance of $1,000


$5

No fee when you maintain a minimum average daily balance of $500


Account Requirements


Must maintain a Pinnacle Checking account to be eligible


Must maintain an Essential Checking account to be eligible


Must maintain an ECO Checking account to be eligible


Earns Interest


YES

Interest compounded and credited monthly


YES

Interest compounded and credited monthly


YES

Interest compounded and credited monthly

 

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ADDITIONAL ACCOUNTS

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Personal Savings AccountsPersonal Savings1

  • Interest compounded and credited quarterly
  • Maintain minimum average daily balance of $50 to avoid $3 quarterly maintenance fee
  • Minimum deposit to open $100

Minor Savings1
[View our Children's Online Privacy Disclosure]

  • Must be younger than 18 years old3
  • Interest compounded and credited quarterly
  • No quarterly maintenance fee and no minimum average balance
  • Minimum deposit to open $10

Personal High Yield Money Market2

  • Provides a tiered market rate of return on your money
  • Interest compounded and credited monthly
  • Maintain minimum average daily balance of $2,500 to avoid $12 monthly maintenance fee
  • Minimum deposit to open $2,500

Personal Money Market2

  • Provides a tiered market rate of return on your money
  • Interest compounded and credited monthly
  • Maintain minimum average daily balance of $1,000 to avoid $10 monthly maintenance fee
  • Minimum deposit to open $1,000

Certificates of Deposit (CD)
Certificates of Deposit offer the security of FDIC Insurance4, the predictability of earnings and the flexibility to choose from a variety of maturity dates. We provide competitive interest rates while offering peace of mind in knowing that your principal is stable.
Find out more about Certificates of Deposit from FCB


Individual Retirement Accounts (IRA)

There are many advantages to an IRA, from tax savings to deferred payment options, our variety of IRA accounts are sure to meet your savings goals.



Switch to FCB!

Contact Us
Customer Service Support  |  866.764.0006
Online Banking Support  |  877.557.3635
Telephone Banking  |  877.863.2265

For a personal presentation of the advantages FCB provides to our customers,
visit any of our full service banking centers.

Florida Community Bank is committed to providing best in class customer service that is uniquely tailored to help you achieve your financial goals. You can trust our friendly, knowledgeable staff to provide you with the tools needed to guide you through the different stages of life’s journey.

FCB: Stronger Than Ever

1. Savings and Money Market Accounts are governed by Federal Regulations which limit the number of certain types of transactions.  You are permitted no more than six (6) transfers and withdrawals, or a combination of such to your other accounts or to a third party per month or statement cycle.  Excessive transaction fee of $2.00 will be assessed for each transaction in excess of 6 during a month. 2. Savings and Money Market Accounts are governed by Federal Regulations which limit the number of certain types of transactions.  You are permitted no more than six (6) transfers and withdrawals, or a combination of such to your other accounts or to a third party per month or statement cycle.  Excessive transaction fee of $5.00 will be assessed for each transaction in excess of 6 during a month. 3. When minor reaches age of 18, the account will be converted to a Personal Savings Account, and relevant fees will apply. 4. Balances are FDIC insured up to applicable limits. 

 

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