Along with the productivity of our loan officers and support staff comes a genuine effort to remain a customer-focused organization. The qualities that are evident in dealing with Florida Community Bank include attention to detail, communication throughout the loan process, and most importantly, the ability to provide a wide array of mortgage products custom designed to fit the loan needs of all of our customers.
Residential Mortgage Loan Programs
Florida Community Bank has been an integral part of providing its customers true full-service banking. The combination of our already established customer base and the addition of several high quality customer driven loan officers will bring continued growth in the mortgage area.
Conventional, Portfolio, FHA & VA Loan Programs
Fixed Rate Mortgages
Adjustable Rate Mortgages
Home Equity Lines of Credit
Primary Residence, Second Home/Vacation Home, & Investment Property Loans
With the experience and knowledge of the entire staff of Florida Community Bank, rest assured that your mortgage experience will be handled both personally and professionally, with the end result being a level of service sure to exceed your highest expectations.
1. Limited time offer. Rates and terms are subject to change without notice and may be withdrawn at any time. All credit applications are subject to standard credit underwriting guidelines and approval. Security property must be residential property (does not include seasonal homes or investment properties) in Florida only. Property insurance is required. Flood and Wind insurance may be required. You must qualify for a minimum credit line of $10,000. Consult your tax advisor about the deductibility of interest. The variable Annual Percentage Rate (APR) for a new home equity line will vary with Prime Rate (plus index) as published in the Wall Street Journal. As of 4/10/2015, the Wall Street Journal Prime Rate is 3.25% plus a margin of 1% and will not exceed the lesser of 18.00% or the maximum rate allowed by applicable law. The APR offered is 4.25% and is a variable rate, and is subject to change. Your APR will be based on several factors, including your credit history, loan-to-value ratio, property type, and lien status. Offer subject to normal credit qualifications and program guidelines. Annual fee of $50.00 applies. 2. Offer valid on line amounts up to $500,000. Some restrictions may apply. Fee for full FNMA appraisal and title insurance will be charged. If you pay off your line within the first three (3) years, we may require you to reimburse the bank for the closing costs we paid in connection with the opening of your line. Ask us for details.
High Net Worth Mortgage Services
FCB High Net Worth Mortgage Services include jumbo and super jumbo loans designed to meet your unique luxury home financing needs, with flexible financing solutions and an easier process.
Mortgage solutions for loans starting at 400,000 to over 5 million
Competitive Rates and Flexible Terms
Simpler jumbo and super jumbo loan process for purchase or refinance
An array of luxury home financing options, including adjustable, fixed-rate super jumbo mortgages, interest only super jumbo loans and more
Mortgage Check-Up and Calculator
Why a Mortgage Checkup from FCB?
Find out if you could be saving money each month
Learn if you can qualify for a better rate
See if your mortgage program is costing you too much
Make sure your home equity and money are working for you
Florida Community Bank follows the standards established by the Safe and Fair Enforcement for Mortgage Licensing Act of 2008. Our Mortgage Loan Originators are registered with the Nationwide Mortgage Licensing System & Registry.