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Standard Deposit Insurance Coverage
Amount of $250,000 Made Permanent

Basic Insurance
As of July 21, 2010, the standard maximum deposit insurance provided by the FDIC has been permanently increased to $250,000 per depositor, per insured depository institution for each account ownership category. 

If you have questions, about FDIC insurance coverage limits and requirements, visit www.myFDICinsurance.gov1, call toll-free 1-877-ASK-FDIC (877-275-3342) or ask a Florida Community Bank representative.

Notice of expiration of the temporary full FDIC insurance coverage for noninterest-bearing transaction accounts

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC).  Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage, visit the FDIC website here.

 

1. The information and content provided on this non-Florida Community Bank website is for information purposes only.  Such information is provided as a convenience to you, and Florida Community Bank makes no warranties or representations as to its accuracy and bears no liability for your use of this information.  Florida Community Bank does not endorse and is not responsible for the content, links, privacy policy, or security policy of this non-Florida Community Bank website link.  The information made available to you is not intended, and should not be construed as legal, tax, or investment advice, or a legal opinion.  You should contact your legal, tax and/or financial advisors to help answer questions about your specific situation or needs prior to taking any action based upon this information.

 

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