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Personal Checking Accounts

Checking Accounts
designed with you in mind...

We want to help you find the account that meets all of your financial needs. With our Personal Checking Solutions, you can spend less time worrying about your finances and more time enjoying life!

In addition to the features of each account listed below, you will also benefit from online banking with bill pay, a Visa ATM/Debit card with no annual or usage fees, mobile and text banking, and much more...at no additional cost!



Pinnacle Checking
Get your higher balances working harder.
With tiered levels of competitive interest, Pinnacle Checking rewards our valued customers with higher balances and multiple FCB accounts to earn more, and avoid monthly service charges:

  • Tiered interest rates compounded and credited monthly
  • Maintain minimum monthly combined balance of $25,000 in qualified checking, savings or money market account to avoid $25 monthly maintenance fee1
  • Or, maintain an auto debit of an FCB Loan payment from your FCB Pinnacle Checking to avoid $25 monthly maintenance fee1
  • Minimum deposit to open $100

 

Personal Interest Checking

  • Tiered interest rates compounded and credited monthly
  • Maintain an average daily minimum balance of $2,500 to avoid $15 monthly maintenance fee
  • Minimum deposit to open $100

 

Relationship Checking

  • Maintain a minimum average daily aggregate balance of $1,500 in qualified checking, savings, money markets or certificates of deposit to avoid $7 monthly maintenance fee
  • Minimum deposit to open $100

 

FCB Free Checking

  • No monthly maintenance fee
  • No minimum balance requirements after initial opening deposit of $100

 

Budget Checking
Are you tired of the uncertainty of overdraft fees and want peace of mind?
Budget Checking from FCB is designed for customers who want a personal checking account that will protect them from costly banking overdraft fees in the event of insufficient funds. When a purchase is attempted without enough funds in the account to cover the charge, the purchase is rejected — you automatically avoid getting charged with a costly overdraft fee.

  • Establish Direct Deposit for your recurring paycheck or government deposit, and FCB will waive the low $4 monthly maintenance fee on your Budget Checking account!4
  • UNLIMITED ATM usage at all FCB banking centers and Publix Presto® ATM locations at NO charge — a network of over 1,000 ATMs3
  • FREE e-statements, to help you eliminate paper clutter
  • No minimum balance requirement4
  • Minimum deposit to open $25

 

Preferred Senior Checking

  • Must be 55 years or older
  • No monthly maintenance fee
  • Minimum deposit to open $100




Student Checking

  • No monthly maintenance fee
  • Must be a current full-time student
  • Must be 18 years or older
  • Minimum deposit to open $50

 

VEP Colleague Checking Account | Find out more about FCB's Valued Employee Program

  • Account is designed for employees of FCB's business customers only
  • NO monthly service fees and NO minimum balance requirements!
  • FREE Online Banking & Bill Pay — view monthly statements and account activity, pay monthly bills online and on time, transfer funds between FCB accounts, receive email alerts and more!
  • UNLIMITED check writing
  • FREE first order of standard checks
  • FREE safe deposit box for one year2
  • NO ATM FEES3 at all FCB and Publix Presto® ATM’s — a network of over 1,000 terminals

 

Order Checks Online
Order your checks online from Harland Clarke®, our preferred provider.
Secure, Fast Ordering - Ordering checks online from Harland Clarke® is as safe and secure as ordering them in person or over the phone.  The site is Verisign secure and TruSecure certified, so your transactions and account information are safe and completely confidential.

Order Checks

Contact Us
Customer Service Support  |  866.764.0006
Online Banking Support  |  877.557.3635
Telephone Banking  |  877.863.2265

For a personal presentation of the advantages FCB provides to our customers,
visit any of our full service banking centers.

 

Florida Community Bank is committed to providing best in class customer service that is uniquely tailored to help you achieve your financial goals. You can trust our friendly, knowledgeable staff to provide you with the tools needed to guide you through the different stages of life’s journey.

Program, rates, terms and conditions may vary and are subject to change without notice and may be withdrawn at any time.   1. Maintain a minimum average daily balance of $25,000.00 or maintain aggregate average daily account balances in qualified accounts of$25,000.00; a qualified account is a checking, savings or money market (excludes Minor Savings CDs, IRAs and Business Accounts); you must be the primary account holder in order for an account to be “qualified” for this purpose OR maintain an Auto Pay arrangement from the Pinnacle Checking Account to pay your FCB loan to avoid the $25.00 monthly maintenance fee.  2. First year rental fee waived; afterwards regular rates will apply. The contents of safe deposit boxes are not FDIC insured.   3. Cash withdrawals, balance inquiries and transfers between accounts are surcharge-free transactions at any Publix Presto® ATM.  4.  No minimum balance requirements in your Budget Checking Account.  Sign up for monthly recurring direct deposit to your account to avoid the $4.00 monthly maintenance fee.

 

Welcome to Florida Community Bank          

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