Welcome to the Stronger Than Ever Florida Community Bank
Personal Banking Commercial Banking About FCB Investor Relations
 


Enroll   Get Details   Demo


 



 


PERSONAL BANKING
COMMERCIAL BANKING
ABOUT FCB
INVESTOR RELATIONS


HOME HOME
BANKING CENTERS BANKING CENTERS
CONTACT US CONTACT US

Member FDIC
Equal Housing Lender

Website Terms & Conditions

 

Personal Checking Accounts

We want to help you find the account that meets all of your financial needs. With our Personal Checking Solutions, you can spend less time worrying about your finances and more time enjoying life!

In addition to the features of each account, you will also benefit from Online Banking with Bill Pay, a Visa® ATM/Debit card with no annual fees, mobile and text banking, and much more...at no additional cost!

Open your FCB Essential Checking account with $100 or more and
take advantage of some great account features.  Get details here.





Pinnacle Checking
Tiered interest rates for greater growth.
At FCB, we’re always looking for ways to add value to your banking relationship with us. That’s why we’ve created Pinnacle Checking, an account that earns your higher checking balances more with tiered interest rates that are compounded and credited monthly. Plus there’s NO monthly maintenance fee1 when you maintain higher balances in your other qualified FCB accounts, or if you have the Auto Pay feature on an FCB loan. Earn monthly cash back rewards and avoid monthly maintenance fees with qualifying events.
                                           
With tiered levels of competitive interest, Pinnacle Checking was created to reward our valued customers with higher balances and multiple FCB accounts to earn more, and avoid monthly service charges:

  • Open with $100 or more
  • Higher interest rate plan based on a tiered structure
  • Interest is compounded and credited monthly
  • NO monthly maintenance fee1 with:
    - Average monthly balances of $25,000 or more in your checking or other FCB checking, savings, or Money Market accounts; OR
    - an FCB loan with Auto Pay

Pinnacle Checking also comes with a range of additional complimentary features, including:

  • Complimentary 3x5 Safe Deposit Box2
  • Complimentary standard order of checks
  • Complimentary Cashier’s Checks
  • Complimentary stop payments
  • Complimentary incoming wire transfers
  • Unlimited check writing
  • NO ATM surcharge fee for non-FCB ATMs3 worldwide

 

Essential Checking
Want to avoid monthly maintenance fees and earn cash back rewards?
Essential Checking from FCB is designed for customers who want to leverage their higher checking balances to take advantage of avoiding monthly maintenance fees and receiving cash back rewards each month.

  • Open with $100 or more
  • FREE Online Banking & Bill Pay
  • FREE FCB Visa® Debit Card
  • UNLIMITED ATM usage at all FCB banking centers and Publix Presto® ATM locations at NO charge4 — a network of over 1,000 ATMs
  • FREE Telephone and Mobile Banking5, so you can bank at your convenience
  • FREE eStatements, to help you eliminate paper clutter
  • Complimentary first order of standard checks6
  • 55 or older? Enjoy NO monthly maintenance fee7!

Plus:

  • Enjoy NO monthly maintenance fee8 when you:
            - Maintain a $1,000 minimum average daily balance; and
            - Choose to receive FREE eStatements; and
            - Sign up for Online Banking
  • In addition, once you qualify for a waiver of your monthly maintenance fee, you can earn monthly cash back rewards9 on your signature-based debit card purchases by:
            - Conducting 15 (or more) signature-based debit card purchases each month; and
            - Making 5 (or more) online banking bill payments each month
  • Apply for an FCB Visa® Credit Card for even greater purchasing power!


 

ECO Checking
Want an account that rewards achievers like you?
ECO Checking from FCB makes mobile banking convenient and hassle-free. Earn monthly cash back rewards and avoid monthly maintenance fees with qualifying events.

  • Open with $100 or more
  • FREE Online Banking & Bill Pay
  • FREE FCB Visa® Debit Card
  • UNLIMITED ATM usage at all FCB banking centers and Publix Presto® ATM locations at NO charge4 — a network of over 1,000 ATMs
  • FREE Telephone and Mobile Banking5, so you can bank at your convenience
  • FREE eStatements, to help you eliminate paper clutter
  • Full-time student? Enjoy NO monthly maintenance fee10!

Plus:

  • Enjoy NO monthly maintenance fee11 when you:
            - Sign up for Online Banking; and
            - Choose to receive FREE eStatements; and
            - Sign up for FREE Direct Deposit
  • In addition, once you qualify for a waiver of your monthly maintenance fee, you can earn monthly cash back rewards12 on your signature-based debit card purchases by:
            - Conducting 10 (or more) signature-based debit card purchases each month; and
            - Making 2 (or more) online banking bill payments each month
  • Apply for an FCB Visa® Credit Card for even greater purchasing power!

 

Budget Checking
Are you tired of the uncertainty of overdraft fees and want peace of mind?
Budget Checking from FCB is designed for customers who want a personal checking account that will help protect them from costly banking overdraft fees in the event of insufficient funds. When a purchase is attempted without enough funds in the account to cover the charge, the purchase is rejected — you automatically avoid getting charged with a costly overdraft fee.

  • Minimum deposit to open $25
  • NO minimum balance requirement13
  • FREE Online Banking & Bill Pay
  • FREE FCB Visa® Debit Card
  • UNLIMITED ATM usage at all FCB banking centers and Publix Presto® ATM locations at NO charge4 — a network of over 1,000 ATMs
  • Up to two (2) foreign ATM transactions per month at NO charge14 ($10 max per month)
  • FREE Telephone and Mobile Banking5, so you can bank at your convenience
  • FREE eStatements, to help you eliminate paper clutter

Plus:

  • Establish Direct Deposit for your recurring paycheck or government deposit, and FCB will waive the low $4 monthly maintenance fee on your Budget Checking account13!
  • Apply for an FCB Visa® Credit Card15 for even greater purchasing power!

 

VEP Colleague Checking Account
Exclusive banking perks for employees whose companies bank with FCB16

  • NO monthly maintenance fees
  • NO minimum balance requirements
  • UNLIMITED check writing
  • FREE Visa® Debit/ATM Card
  • FREE Online Banking & Bill Pay
  • FREE 3x5 safe deposit box for one year17
  • FREE first order of standard checks

Plus:

 

 

 

Order Checks Online
Order your checks online from Harland Clarke®, our preferred provider.
Secure, Fast Ordering - Ordering checks online from Harland Clarke® is as safe and secure as ordering them in person or over the phone.  The site is Verisign secure and TruSecure certified, so your transactions and account information are safe and completely confidential. Click the banner below to order checks:

Order Checks

Contact Us
Customer Service Support  |  866.764.0006
Online Banking Support  |  877.557.3635
Telephone Banking  |  877.863.2265

For a personal presentation of the advantages FCB provides to our customers,
visit any of our full service banking centers.

 

Florida Community Bank is committed to providing best in class customer service that is uniquely tailored to help you achieve your financial goals. You can trust our friendly, knowledgeable staff to provide you with the tools needed to guide you through the different stages of life’s journey.

Program, rates, terms and conditions may vary and are subject to change without notice and may be withdrawn at any time.  All credit applications are subject to standard credit and underwriting guidelines and approval. 1. Minimum opening deposit $100.  Maintain a minimum average daily balance of $25,000.00 or maintain aggregate average daily account balances in qualified accounts of $25,000.00; a qualified account is a checking, savings or money market (excludes Minor Savings, CDs, IRAs and Business Accounts); you must be the primary account holder in order for an account to be “qualified” for this purpose OR maintain an Auto Pay arrangement from the Pinnacle Checking Account to pay your FCB loan to avoid the $25.00 monthly maintenance fee.   2.  The contents of safe deposit boxes are not FDIC insured.  3.  Cash withdrawals, balance inquiries and transfers between accounts are surcharge-free transactions at any non-FCB ATM Worldwide.  If charged, the surcharge fee will be reversed immediately.  4.  Cash withdrawals, balance inquiries and transfers between accounts are surcharge-free transactions at any Publix Presto® ATM.  5.  Your mobile carrier’s web access charges may apply.  Contact your carrier directly for details.  6.  First order of standard checks is free; thereafter fees will apply.  7.  At least one account owner must be 55 years of age or older.  8.  Maintain a minimum average daily balance in the account each month of at least $1000 AND Sign-up for Online Banking AND elect to receive eStatements to avoid the $15 monthly maintenance fee.  9.  If you met the qualifications to avoid the monthly maintenance fee, you can qualify for cash back rewards each month when you make 5 Online Banking bill payments and conduct a minimum of 15 signature-based debit card purchases.  Cash back reward is limited to a maximum of $10 per month.  10.  At least one account owner must be 18 years of age and a full time student.  11.  Sign-up for Online Banking AND elect to receive eStatements AND  receive one (1) direct deposit each month to avoid the $10 monthly maintenance fee.   12.  If you met the qualifications to avoid the monthly maintenance fee, you can qualify for cash back rewards each month when you make 2 Online Banking bill payments and conduct a minimum of 10 signature-based debit card purchases.  Cash back reward is limited to a maximum of $5 per month.  13. No minimum balance requirement after initial opening deposit of $25.  Sign up for monthly recurring direct deposits to your account to avoid the $4 monthly maintenance fee.   14.  First two foreign ATM surcharge transactions up to $10 per month is waived; afterwards regular surcharge transactions will apply.  15.  Subject to credit approval.  16.  Individual must be an employee of one of our business customers.  17.  First year rental fee waived; afterwards regular rates will apply.  The contents of safe deposit boxes are not FDIC insured.  18.  Sign up for direct deposit and receive a $25 credit to your VEP Colleague Checking account no later than 30 business days after your first direct deposit transaction is completed.  19.  Present coupon to a FCB Mortgage Lender to receive the $295 credit toward closing costs on a new mortgage.  Applicants must apply and be approved for a secured residential first mortgage loan (Consumer and Home Equity loans do not qualify for this offer).  Credit will be applied at closing and cannot be transferred or exchanged for cash equivalent.  Applicant must have a VEP Colleague Checking account in good standing at the time of closing in order to be qualified for the credit.

 

Welcome to Florida Community Bank  

PERSONAL BANKING
Checking Accounts
Savings Accounts
CDs and IRAs
Online Banking
Mobile Banking
Personal Loans
Credit Cards
Home Mortgages
Investment Services
Additional Services

COMMERCIAL bANKING
Commercial Checking Accounts
Commercial Savings Accounts
Business CDs
Business Online Banking
Commercial Loans
Business Credit Cards
Treasury Management
Association Banking Services
Trade Finance Services
Valued Employee Program
Additional Services

ABOUT fCB
Home
History
Management
News
Banking Centers
Careers
Community
Contact Us
Investor Relations
Security
Privacy
Site Map


Equal Housing Lender  Member FDIC  Copyright © 2014 Florida Community Bank  All Rights Reserved  |  866.764.0006  |  ebanking@fcb1923.com